Once you have your list of Fund allocation. What you should ask is -- where should I invest . All people have different kind of experience ,expectation or preference.Some may like commodity product ,some may like property, or some may like to start their own business, or some may even like to keep their money under their bed or just keep in the bank to enjoy interest. For I still prefer to invest in Share Market but need to analysis fund allocation before invest.
Thus, Step 2 List out watch list.
Again, is very personal. The type of investment is very much depends within your risk tolerance.
I will list out two type of stocks to monitor and analysis before invest.
1. High DY with proven record and the business is at stable situation.
2. Share Buy Back stock with the condition of the company is CASH rich.
Hope with this move ,It can bring me more than 12% compound gain annually.
Saturday, 30 November 2013
Thursday, 28 November 2013
Road To Financial Freedom Step 1
Today 28-11-2013. Take a day off from works.
After seeing a lot of excellent posting from blogger investor.
I realise that a good investor must have discipline and know what direction they are heading to.
Let me start something from myself and shown what I know.....
First of all....
Step 1. To understand Your Fund Allocation.
EPF 54%
FD 19%
Insurance 13%
Unit Trust 1%
Share 11%
Cash 2%
-------------------------
100%
We have to understand the investment have direct respond to Market Risk. Thus, your age, your fund size and your risk tolerance have to carefully take into account before investment.
Eg. Just imagine ,if you are the only income earner for whole family which have to support parents,kids,... etc. Can you do the same investment as a young man with no family burden and enjoy high income ? The answer is Yes for people like Bill gate but Not original person like me.
After seeing a lot of excellent posting from blogger investor.
I realise that a good investor must have discipline and know what direction they are heading to.
Let me start something from myself and shown what I know.....
First of all....
Step 1. To understand Your Fund Allocation.
EPF 54%
FD 19%
Insurance 13%
Unit Trust 1%
Share 11%
Cash 2%
-------------------------
100%
We have to understand the investment have direct respond to Market Risk. Thus, your age, your fund size and your risk tolerance have to carefully take into account before investment.
Eg. Just imagine ,if you are the only income earner for whole family which have to support parents,kids,... etc. Can you do the same investment as a young man with no family burden and enjoy high income ? The answer is Yes for people like Bill gate but Not original person like me.
Sunday, 24 November 2013
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